US/UK Financial Planner for Expats
Specialist financial planning & wealth management for individuals & families navigating life between the US & the UK
If you have financial ties to both the United States and the United Kingdom, managing your money becomes significantly more complex.
Different tax systems, conflicting rules on investments, and cross-border pension issues can create confusion and costly mistakes.
I provide specialist US/UK financial planning to help you make confident decisions, avoid unnecessary tax exposure, and build a clear, long-term strategy.
Most financial advice is designed for one country and when you’re dealing with two, problems arise quickly.
Common challenges include:
Tax in two countries
The US taxes based on citizenship, while the UK taxes based on residency. This can mean:
filing in both countries
navigating double taxation rules
understanding tax treaties and credits
Investments that don’t translate well
Some investments that work well in one country can create issues in the other.
For example:
UK funds can trigger complex US tax rules
tax-efficient wrappers may lose their benefits across borders
Pensions and retirement planning
Retirement planning becomes more complicated when:
you have a UK pension but move to the US
you hold US retirement accounts while living in the UK
Understanding how these are taxed and accessed is critical.
Costly mistakes
Without specialist guidance, it’s easy to:
invest in unsuitable structures
miss reporting requirements
pay more tax than necessary
The challenges of US/UK financial planning
Who I help
I work specifically with High Net Worth individuals and families dealing with financial complexity between the US and the UK, including:
Americans living and working in the UK
UK professionals moving to or working in the US
Dual citizens managing finances across both countries
Individuals with pensions, investments, or income in both jurisdictions
If your financial life crosses borders, you need advice that considers both systems together - not in isolation.
How I help
I provide clear, coordinated advice that considers your full financial picture across both countries.
My approach is simple:
1. Understand your situation
We look at your income, assets, residency, and long-term plans.
2. Build a cross-border strategy
I create a plan that aligns your finances with both US and UK rules.
3. Help you implement it
From structuring investments to planning for tax efficiency, I guide you through the practical steps.
Why work with a specialist US/UK financial planner?
Cross-border financial planning is a niche area.
Working with a general adviser can lead to gaps in advice, because they may only understand one system.
I specialise in US/UK financial planning, helping clients:
navigate dual tax systems
structure investments appropriately
plan for retirement across borders
avoid common expat pitfalls
